:root{--navy:#172033;--blue:#2459a9;--blue2:#3275cf;--ink:#263247;--muted:#66758a;--pale:#f4f7fb;--line:#e2e8f0}
*{box-sizing:border-box}html{scroll-behavior:smooth;overflow-x:clip}body{margin:0;color:var(--ink);font:16px/1.7 Arial,Helvetica,sans-serif;overflow-x:clip}img{display:block;max-width:100%;height:auto}a{color:var(--blue);text-decoration:none;overflow-wrap:anywhere}a:hover{text-decoration:underline}.container{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:2000}.header{position:sticky;top:0;z-index:1000;background:#fff;box-shadow:0 2px 18px #10203a16}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-size:1.55rem;font-weight:800;color:var(--navy);white-space:nowrap}.brand b{color:var(--blue)}.toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:9px;padding:9px 12px;font-weight:700}.menu ul{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:3px}.menu a{display:block;padding:10px 12px;border-radius:8px;color:var(--navy);font-weight:700;font-size:.94rem}.menu a:hover{background:var(--pale);text-decoration:none}.menu .contact{background:var(--blue);color:#fff}.hero{padding:clamp(50px,7vw,90px) 0;color:#fff;background:linear-gradient(115deg,#101b30f7,#244f88ed),url('../img/bg_hero_1.svg') center/cover}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:42px}.eyebrow{color:#b8dcff;font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.hero h1{font-size:clamp(2.1rem,5vw,3.7rem);line-height:1.1;letter-spacing:-1px;margin:12px 0 20px}.lead{font-size:clamp(1.08rem,2vw,1.25rem);color:#edf4ff;line-height:1.6}.hero p{color:#d7e4f3}.visual{background:#ffffff14;border:1px solid #ffffff30;border-radius:22px;padding:14px}.visual img{max-height:440px;width:100%;object-fit:contain;border-radius:14px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 19px;min-height:48px;border-radius:10px;font-weight:750}.primary{background:var(--blue2);color:#fff}.outline{border:1px solid #ffffffa8;color:#fff}.btn:hover{text-decoration:none;filter:brightness(1.08)}.section{padding:clamp(48px,7vw,78px) 0}.soft{background:var(--pale)}.heading{text-align:center;max-width:780px;margin:0 auto 34px}.heading h2{font-size:clamp(1.8rem,3.5vw,2.5rem);line-height:1.2;color:var(--navy);margin:0 0 12px}.heading p{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:17px;padding:24px;box-shadow:0 8px 26px #142a4608}.card h3{margin:0 0 10px;color:var(--navy);font-size:1.2rem}.card p{color:var(--muted);margin:0 0 12px}.card a{font-weight:750}.icon{width:44px;height:44px;border-radius:12px;background:#eaf2ff;color:var(--blue);display:grid;place-items:center;font-weight:900;font-size:1.3rem;margin-bottom:15px}.two{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}.media{background:#fff;border:1px solid var(--line);border-radius:20px;padding:16px}.media img{max-height:430px;object-fit:contain;width:100%}.ticks{padding-left:0;list-style:none}.ticks li{margin:10px 0;padding-left:27px;position:relative}.ticks li:before{content:'✓';position:absolute;left:0;color:var(--blue);font-weight:900}.faq{max-width:900px;margin:auto}.faq details{padding:17px 20px;border:1px solid var(--line);border-radius:11px;margin:10px 0;background:#fff}.faq summary{font-weight:750;color:var(--navy);cursor:pointer}.faq details p{color:var(--muted)}.cta{background:linear-gradient(115deg,#172033,#24538e);color:#fff;padding:34px;border-radius:20px;display:flex;justify-content:space-between;align-items:center;gap:20px}.cta h2{margin:0 0 7px;color:#fff}.cta p{margin:0;color:#dce8f6}.cta .btn{background:#fff;color:var(--navy)}.crumb{padding:16px 0;color:var(--muted);font-size:.9rem}.footer{background:#101b30;color:#d4dfed;padding:48px 0 20px}.footgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:32px}.footer h3{color:#fff;font-size:1rem}.footer a{color:#d4dfed}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin:7px 0}.footbottom{border-top:1px solid #ffffff25;margin-top:28px;padding-top:16px;font-size:.88rem;color:#aebdce;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}.notice{background:#edf4ff;border-left:4px solid var(--blue);padding:16px;border-radius:0 10px 10px 0}.legal{max-width:900px;margin:auto}.legal h2{color:var(--navy);margin-top:28px}.articles{display:grid;grid-template-columns:1fr 1fr;gap:20px}.article{background:#fff;border:1px solid var(--line);border-radius:15px;padding:22px}.article h3{color:var(--navy)}@media(max-width:900px){.toggle{display:block}.menu{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:12px 20px 20px;box-shadow:0 14px 22px #10203a18}.menu.open{display:block}.menu ul{display:flex;flex-direction:column;align-items:stretch}.menu a{padding:12px}.hero-grid{grid-template-columns:1fr}.visual{max-width:560px}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.footgrid{grid-template-columns:1fr 1fr}}@media(max-width:620px){.container{width:calc(100% - 30px)}.nav{min-height:68px}.menu{top:68px}.brand{font-size:1.35rem}.hero{padding:46px 0}.hero h1{font-size:clamp(2rem,10vw,2.8rem)}.cards,.two,.articles{grid-template-columns:1fr}.section{padding:46px 0}.card{padding:21px}.cta{display:block;padding:25px}.cta .btn{margin-top:17px;width:100%}.footgrid{grid-template-columns:1fr}.actions .btn{width:100%}}